Mortgage America Banker

Mortgage America BankerMortgage America BankerMortgage America Banker
  • Home
  • Services
  • Contact Us
  • More
    • Home
    • Services
    • Contact Us

Mortgage America Banker

Mortgage America BankerMortgage America BankerMortgage America Banker
  • Home
  • Services
  • Contact Us

MORTGAGE AMERICA BANKER's Loan Options

FHA LOANS

Conventional 30-Year Fixed

Conventional 30-Year Fixed

  •  FHA loans allowing a minimum of 3.5% down purchase up to 0% down with qualified 2nd mortgage or grants


  • 203K Loans allows to buy a home needing renovation or upgrades. Funds needed for renovations are provided within the loan structure

 

  • ​FHA cash out refinance up to 80% of the owner-occupied property value   

Find out more

Conventional 30-Year Fixed

Conventional 30-Year Fixed

Conventional 30-Year Fixed

  •  Conventional Fannie Mae and Freddie Mac programs for 1st time homebuyers with only 3% down


  • Conventional Fannie Mae and Freddie Mac programs for renovation, rehabilitation and construction

    

  • Investment property purchase with conventional loan with 15% down-payment  

Find out more

HELOC

Conventional 30-Year Fixed

Reverse Mortgages

  •  HELOC (Home equity line of credit) up to 90% of value for owner occupied and 80% of value for investment property  


  • Draws up to 10 years (5 years on most programs)
  • All programs depend on credit score, debt to income, property value and type....

Find out more

Reverse Mortgages

DSCR and Commercial Loans

Reverse Mortgages

  •  Fixed or variable rate reverse mortgage can be a good solution for senior citizens who want to keep their home without the burden of making mortgage payment or want to keep their payment within their allocated budget
  • For senior citizen with a lot of equity or mortgage payments within their budget, it can be a source of extra cash needed for special occasions or unexpected events...

Find out more

DSCR and Commercial Loans

DSCR and Commercial Loans

DSCR and Commercial Loans

  •  DSCR loan are loan that allow you to buy a residential investment property based on the rental income of the property instead of your income. This can be a very useful product for investors looking to build their rental property portfolio 
  • ​DSCR loans up to 80% LTV on purchases (20% down) and 75% on cash out
  • Multiple commercial loan programs for many property type (mixed use, multi-units, special use property......)

Find out more

2nd Mortgages

DSCR and Commercial Loans

DSCR and Commercial Loans

  • ​2nd Mortgages up to 90% of value for owner occupied property and 75% for investment property  

Find out more

Alternatives

Alternatives

Alternatives

  •  Loan with alternatives qualification including bank statements, assets, 1099 income (rates are usually higher for these programs)  

 

  • No money down purchase for USDA and VA loans 


Find out more

Copyright © 2026 Mortgage America Banker - All Rights Reserved.

A site for Malick Wade NMLS# 2695635

Powered by

This website uses cookies.

We use cookies to analyze website traffic and optimize your website experience. By accepting our use of cookies, your data will be aggregated with all other user data.

Accept